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About Pat Hiban Real Estate Group
Welcome > Agent Info > About Pat Hiban Real Estate Group ...

Meet The Pat Hiban Real Estate Group 

Charlotte Savoy
Charlotte Savoy

Charlotte is a native of Maryland. She currently lives in Ellicott City with her husband, Ike and their three sons Josh, Jalen and Braeden along with their goldendoodle Maya. Charlotte has been in the customer service arena for her entire adult life. She began her real estate career in 1998 and has rapidly taken on more and more responsibility as opportunities arose. She is an experienced agent, having helped more than 1000 customers with their home sale or purchase. Her knowledge of the market and the customer's needs makes her a very successful agent with many customers that return time and time again. This kind of experience can lead to only one conclusion…painless transactions for her customers! 

She is known for her sincerity, professionalism and enthusiasm for the real estate business. From 2004-2007, Charlotte has been the Top Producing Agent at The Pat Hiban Real Estate Group, while managing the day to day operations of our team.  

It is this kind of dedication and leadership that helps The Pat Hiban Real Estate Group be the Top Team at Keller Williams Realty in the US!  

 


Pat Hiban
Pat Hiban

Pat was born at Georgetown Hospital and has been a Central Maryland resident since his birth. He is a graduate of Wilde Lake High School and Frostburg State University. He currently lives in Columbia with his wife, Kim; 2 daughters and 2 labradors, Libra and Piper. Pat is an active runner, weight trains and practices Tae Kwon Do. In his free time he enjoys his family and enjoys writing. We are currently the #2 Team out of 80,000+ agents in the USA! Last year we sold more than $150 Million Dollars in Real Estate, while providing a level of service that is second to none! 

 


 



 Pat Hiban
Pat Hiban
Partner

 Charlotte Savoy
Charlotte Savoy
Partner/Realtor
Email Charlotte Now

 Laura Scott
Laura Scott
Realtor
Email Laura Now

 Mike Sloan
Mike Sloan
Realtor

 Eric Black
Eric Black
Realtor

 Janice Mattson
Janice Mattson
Realtor

 Kirk Dillon
Kirk Dillon
Realtor
Email Kirk Now

 Samina Chowdhury
Samina Chowdhury
Realtor

 Shelly German
Shelly German
Realtor

 Anita Mohamed
Anita Mohamed
Realtor

 Shazia Rajan
Shazia Rajan
Realtor

 Earnest Kellogg
Earnest Kellogg
Realtor

 Valarie Fitzgerald
Valarie Fitzgerald
Client Care Coordinator

 Macy Quinlan
Macy Quinlan
Client Care Coordinator

 John Scott
John Scott
Courier/Photographer

 Mary Tompkins
Mary Tompkins
Client Care Coordinator

 Erica Carte
Erica Carte
Client Care Coordinator

 Fran Terry
Fran Terry
Client Care Coordinator

 Mike Cline
Mike Cline
Courier/Photographer

 Rosie Silva
Rosie Silva
Marketing

 Olu Adewunmi
Olu Adewunmi
Accountant


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Real Estate Tips
Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

See All Tips In The "Titles" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What famous American monument is also the world's heaviest statue?

A 
The Statue of Liberty, officially named "Liberty Lighting the World", weighs 54.31 million pounds.
See More Real Estate Trivia >


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Pat Hiban Real Estate Group, REALTOR®, real estate agent and broker for Glen Burnie, Pasadena and Howard County, Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)
Charlotte Savoy
Keller Willams Crossroads
Two Offices to Serve You
Ellicott City, MD and Glen Burnie, MD
Office: 410 766-8000
Fax: 410-766-8005
Charlotte@HibanGroup.com

Charlotte is a native of Howard County and has lived in Maryland her entire life. She currently lives in Ellicott City with her husband, Ike and their three sons Josh, Jalen and Braeden along with their goldendoodle Maya. Charlotte has been in the customer service arena for her entire adult life. She began her real estate career in 1998 and has rapidly taken on more and more responsibility as opportunities arose. She is an experienced agent, having helped more than 1000 customers with their home sale or purchase. Her knowledge of the market and the customer's needs makes her a very successful agent with many customers that return time and time again. This kind of experience can lead to only one conclusion…painless transactions for her customers!

She is known for her sincerity, professionalism and enthusiasm for the real estate business. From 2004-2007, Charlotte has been the Top Producing agent at The Pat Hiban Real Estate Group.
Pat Hiban Real Estate Group, REALTOR®, real estate agent and broker for Glen Burnie, Pasadena and Howard County, Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Pat Hiban
Keller Williams Crossroads

Two Offices to Serve You
Ellicott City, MD and Glen Burnie, MD
Office: 410-766-8000
Fax: 410-766-8005
homes@hibangroup.com

Pat was born at Georgetown Hospital and has been a Central Maryland resident since his birth. He is a graduate of Wilde Lake High School and Frostburg State University. He currently lives in Columbia with his wife, Kim; 2 daughters and 2 labradors, Libra and Piper. Pat is an active runner, weight trains and practices Tae Kwon Do. In his free time he enjoys his family and enjoys writing. We are currently the #2 Team out of 80,000+ agents in the USA! Last year we sold more than $150 Million Dollars in Real Estate, while providing a level of service that is second to none!

Equal HousingMLSCRSREALTOR


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