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Working with Charlotte has been a true pleasure. She kept us organized and informed through the entire process.
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Why Buyers Choose Pat Hiban Real Estate Group
Welcome > For Buyers > Why Buyers Choose Pat Hiban Real Estate Group ...

Buying a Home Requires Many Difficult Decisions. Make Sure Your real estate agents are Top Local Experts. 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As the #1 Team in the Region, our Agents will guide you through the entire process, from viewing homes and securing financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the market, even listings not yet on the MLS, through our professional Maryland real estate affiliations. 

- Our expert local knowledge of the area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Our area is no different! It's our job to guide you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? We help home buyers make decisions like this every day, and we'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. We will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and a member or my team or I will view every home that you are interested in, together. And prior to closing we will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. We will give you the full benefit of our real estate knowledge and experience. 

Let us represent your best interests in your search for a new home in the Maryland area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 



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Ask us any question about buying a home in Anne Arundel, Baltimore, Montgomery, Carroll and Howard County. It's our job to help you! There's no obligation, and we promise to respond quickly... 

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Real Estate Tips
Curb Appeal >Trees Improve Energy Efficiency

Mature trees add "curb appeal" to a property and can make a home more energy efficient. Planted at the edges of a building, a tree's broad canopy of leaves softens the hard lines of architecture and offers shade. Trees absorb light reflected from the roof and decrease the air temperature surrounding your home through evaporation of moisture.

The positioning of trees and shrubs around your home has a significant effect on how much you'll be paying to heat and cool your house each month. According to the U.S. Department of Energy, even one strategically placed tree can reduce your heating and cooling bill up to 25 percent. In general, deciduous trees planted on the south and west sides of the house keep the home cool during the summer and allow low-angle sun into the home during the winter. If you live on a windy hill or coastal bluff, planting evergreen trees or shrubs on the north and west sides of your structure will help protect your home from winter gusts and storms.

Consult your landscape designer for advice about your particular property.

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Real Estate Trivia
Q 
What does "contingency" mean in real estate?

A 
A contingency is a specified event that must take place before a home purchase contract is binding; for example, a sale can be said to be "contingent upon the sale of the buyer's current residence."
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Pat Hiban Real Estate Group, REALTOR®, real estate agent and broker for Glen Burnie, Pasadena and Howard County, Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)
Charlotte Savoy
Keller Willams Crossroads
Two Offices to Serve You
Ellicott City, MD and Glen Burnie, MD
Office: 410 766-8000
Fax: 410-766-8005
Charlotte@HibanGroup.com

Charlotte is a native of Howard County and has lived in Maryland her entire life. She currently lives in Ellicott City with her husband, Ike and their three sons Josh, Jalen and Braeden along with their goldendoodle Maya. Charlotte has been in the customer service arena for her entire adult life. She began her real estate career in 1998 and has rapidly taken on more and more responsibility as opportunities arose. She is an experienced agent, having helped more than 1000 customers with their home sale or purchase. Her knowledge of the market and the customer's needs makes her a very successful agent with many customers that return time and time again. This kind of experience can lead to only one conclusion…painless transactions for her customers!

She is known for her sincerity, professionalism and enthusiasm for the real estate business. From 2004-2007, Charlotte has been the Top Producing agent at The Pat Hiban Real Estate Group.
Pat Hiban Real Estate Group, REALTOR®, real estate agent and broker for Glen Burnie, Pasadena and Howard County, Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Pat Hiban
Keller Williams Crossroads

Two Offices to Serve You
Ellicott City, MD and Glen Burnie, MD
Office: 410-766-8000
Fax: 410-766-8005
homes@hibangroup.com

Pat was born at Georgetown Hospital and has been a Central Maryland resident since his birth. He is a graduate of Wilde Lake High School and Frostburg State University. He currently lives in Columbia with his wife, Kim; 2 daughters and 2 labradors, Libra and Piper. Pat is an active runner, weight trains and practices Tae Kwon Do. In his free time he enjoys his family and enjoys writing. We are currently the #2 Team out of 80,000+ agents in the USA! Last year we sold more than $150 Million Dollars in Real Estate, while providing a level of service that is second to none!

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