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We were delighted to meet with Charlotte Savoy and were impressed with her expertise, professionalism, preparation...
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Bargain Properties >Diamonds in the Rough
There are a lot of "diamonds in the rough" for sale. A property with incredible potential may be in a great location, have large sunny rooms and a big yard, but it may also have dated wall paper, worn carpeting, and uninspired bathrooms. If you can look beyond the surface, you may see a house that could be transformed by a little "elbow grease", paint, and new carpets.
A house that is structurally sound with all the systems in good condition may be only a few cosmetic repairs away from being fantastic! A home that does not show well is usually priced accordingly. If the price doesn't reflect the condition of the house, the seller may be more willing to negotiate than a seller who has made a considerable investment in preparing a home for the market.
Bring your imagination with you on your next house hunting trip! You may be pleasantly surprised to find a diamond in the rough.
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| Q |
What does the abbreviation PITI stand for?
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| A |
Principal, Interest, Taxes and Insurance are the four major items included in a monthly mortgage payment. |
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| Charlotte Savoy |
| Keller Willams
Crossroads |
| Two Offices to Serve You |
| Ellicott City, MD and Glen Burnie,
MD |
| Office: 410 766-8000 |
| Fax: 410-766-8005 |
| Charlotte@HibanGroup.com |
Charlotte is a native of Howard
County and has lived in Maryland her entire life. She currently lives in
Ellicott City with her husband, Ike and their three sons Josh, Jalen and
Braeden along with their goldendoodle Maya. Charlotte has been in the customer
service arena for her entire adult life. She began her real estate career in
1998 and has rapidly taken on more and more responsibility as opportunities
arose. She is an experienced agent, having helped more than 1000 customers with
their home sale or purchase. Her knowledge of the market and the customer's
needs makes her a very successful agent with many customers that return time
and time again. This kind of experience can lead to only one
conclusion…painless transactions for her customers!
She is known
for her sincerity, professionalism and enthusiasm for the real estate business.
From 2004-2007, Charlotte has been the Top Producing agent at The Pat Hiban
Real Estate Group. |
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