Sign Up For Our eNewsletter, FREE!
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
Find Out More >
View All Offers >
|
 Compare
three mortgages at one time. Download TripleCalc now. It's
free. |
"You're a top notch agent"
Charlotte, we appreciate all your help. You're a top notch agent; you really take the time to answer questions and keep in touch.
Read Quote >
View All Quotes >
|
Pat Hiban Real Estate Group
is one of The Top Selling Real Estate Experts™
Find Out More > |
|
|
|
About Pat Hiban Real Estate Group:
Meet The Team - Information about Pat Hiban Real Estate Group of Glen Burnie, Pasadena and Howard County, Maryland Testimonials - Read what Pat Hiban Real Estate Group's clients are saying about the real estate marketing and services provided. Quick Response Guarantee - A quick response to your email request for more Maryland home buying & property selling information is guaranteed by Pat Hiban Real Estate Group. Privacy Guarantee - This Glen Burnie, Pasadena and Howard County real estate web site will respect your privacy, guaranteed by Pat Hiban Real Estate Group. No Obligation Guarantee - Pat Hiban Real Estate Group's real estate help by email is free & without obligation for Glen Burnie, Pasadena and Howard County home owners in Maryland. For Real Estate Agents - Let Pat Hiban Real Estate Group help you with your professional real estate broker and agent needs in the Glen Burnie, Pasadena and Howard County area. About NUMBER1EXPERTS™ - NUMBER1EXPERTS™ are top real estate professionals, find out more. Contact Information - How to contact Pat Hiban Real Estate Group. Go to Main Sitemap - Main sitemap sections include Find Glen Burnie, Pasadena and Howard County Homes, For Home Buyers, For Home Sellers, Glen Burnie, Pasadena and Howard County Information, Real Estate Resources, and About Pat Hiban Real Estate Group. 
Please Sign Up For The Latest Listings and the Latest Real Estate News
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation
 |
About Appraisals >The Language of Real Estate Agents
Technical terms can be confusing to people who do not work in a profession, and real estate agents use language that may be confusing to many home buyers and sellers.
If you find your eyes glazing over when your real estate agent starts talking about escrow, clear title, easements, encroachments, contingencies, financing, appraisals and the closing process, don't hesitate to ask for a translation. Buying or selling a home is a major step, and professional real estate agents are totally committed to helping you understand the process thoroughly so that you can make informed decisions.
The simple transaction of trading the sellers' house for the buyers' money has become complicated by several hundred years of custom, common law, and state and local government requirements. Consumer demands have resulted in up-to-date rules that communication be as clear and understandable as possible. Real estate agents work to create an atmosphere in which you feel comfortable to ask questions.
|
|
| Q |
What does "contingency" mean in real estate?
|
| A |
A contingency is a specified event that must take place before a home purchase contract is binding; for example, a sale can be said to be "contingent upon the sale of the buyer's current residence." |
 See More Real Estate Trivia > |
|
|
|
| Charlotte Savoy |
| Keller Willams Crossroads |
| Two Offices to Serve You |
| Ellicott City, MD and Glen Burnie,
MD |
| Office: 410 766-8000 |
| Fax: 410-766-8005 |
| Charlotte@HibanGroup.com |
Charlotte is a native of Howard County and has lived in Maryland her entire life. She currently lives in Ellicott City with her husband, Ike and their three sons Josh, Jalen and Braeden along with their goldendoodle Maya. Charlotte has been in the customer service arena for her entire adult life. She began her real estate career in 1998 and has rapidly taken on more and more responsibility as opportunities arose. She is an experienced agent, having helped more than 1000 customers with their home sale or purchase. Her knowledge of the market and the customer's needs makes her a very successful agent with many customers that return time and time again. This kind of experience can lead to only one conclusion…painless transactions for her customers!
She is known for her sincerity, professionalism and enthusiasm for the real estate business. From 2004-2007, Charlotte has been the Top Producing agent at The Pat Hiban Real Estate Group. |
|
|
www.HibanGroup.com is brought to you by
Pat Hiban Real Estate Group
NUMBER1EXPERT™ in real estate for
Glen Burnie, Pasadena and Howard County, Maryland Read Pat Hiban Real Estate Group's
Privacy Guarantee,
Terms of Service,
and
Free & Without Obligation Pledge
|
|
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|
- NUMBER1EXPERT™ 
